Writing a check is not as easy as it seems. You need to know all the details of an account, and then you have to figure out how much money you want to withdraw. Once you do that, it can be hard to remember if your last name should go before or after the dollar amount.
Step 1: Date The Check
Date the check by filling in the month, day, and year. This is usually done in the top right-hand corner of the check. This is important as it proves when the check was written. In fact, some banks won’t even accept a check that doesn’t have a date on it!
Step 2: Who Is This Check For?
The next thing on the check is who it’s for. This is usually done in the top left-hand corner. If writing a check to someone, write their full name here. On the other side of the check, you should write “Pay To The Order Of” and then their last name. You should do this even if you’re only writing a check for a small amount of money.
Step 3: Write the Payment Amount in Numbers and Words
The check needs to include the dollar amount, and it also needs to include the cents. To do this, write out how much money you need to take out of your account in numbers and then put that number into words. That means writing “$100” instead of “one hundred dollars.” Also, make sure that if there are any cents left over after writing the number in words, you put a comma between the number and the cents (i.e., “$100.00”).
Step 4: Write a Memo Line
If there is anything else that you need to write on the check, then use the memo line. The memo line gives you another space to write something. Some people like using this for a small note or even drawing something funny!
Step 5: Write Your Signature
The last thing to do on the check is to write your signature. This is done in the bottom right-hand corner of the check. You should always use your real name when writing a check, not your nickname or something else. Even if you don’t think the bank will catch the mistake, it’s still better not to take any chances!
Take Note
There are many abbreviations and symbols that can be used on a check. However, these designations vary from bank to bank. In order to avoid any confusion, it’s best to use standard terms and symbols that most financial institutions accept.
If a check is written to an individual or company name, the payee’s name should appear in the left-hand corner of the check, and the payment amount should appear in the right-hand corner. If a check is written for more than one payee, then the name of the first payee should be listed in the left-hand corner and “and” should be used between the names of all subsequent payees. The payment amount should still appear in the right-hand corner.
In conclusion, writing a check can be easy if you know all the rules. Once you write enough checks, it will become second nature.
